Gold & Metals
What Is Silver and How Is It Used in Jewellery?
What silver is, how fine silver at 999 differs from sterling at 925, why silver tarnishes and how to care for it, and what silver jewellery buyers should check.

Silver is a white precious metal used in jewellery mainly as sterling silver, 925 parts per thousand, because fine silver at 999 is too soft for most wear. Silver is far more affordable than gold or platinum, but it tarnishes in air, developing a dark layer that polishes away. Buyers should look for a fineness mark such as 925 and have it recorded on the invoice.
Silver is where most people's jewellery story begins. It is a true precious metal, lustrous, ancient in use and genuinely valuable, yet affordable enough for everyday pieces and experimental design. Sri Lanka's jewellery quarters carry silver alongside gold, and its traditional craft includes fine silver workmanship, so understanding the metal repays any buyer on the island.
What Silver Is
Silver is a white precious metal, softer than gold alloys and the most reflective of all metals, which gives well-polished silver its characteristic cool brilliance. Like gold, its purity is expressed as fineness in parts per thousand. Fine silver is 999, about 99.9% pure, while the working standard of the jewellery world is sterling silver at 925.
Fine Silver Versus Sterling
Fine silver's softness limits it to pieces that take little stress, some chains, bezels for delicate stones, and bullion bars and coins. For rings, bangles and clasps that must hold their shape, silver is alloyed, classically with copper, to 92.5% purity: sterling, stamped 925. The small sacrifice in purity buys the strength that makes silver wearable, exactly as alloying does for gold.
Tarnish: Silver's One Vice
Unlike gold and platinum, silver reacts with its environment. Sulphur compounds in air, skin and some foods form silver sulphide on the surface, the familiar yellow-to-black tarnish. Two facts keep it in perspective: tarnish is superficial, sitting on the metal rather than eating it, and it is reversible with a polishing cloth or proper silver cleaner. Storage in closed pouches or boxes, away from humidity, slows it dramatically. Some designs deliberately use controlled dark oxidation as decoration, so not every dark silver surface is neglect.
Silver's Place Among the White Metals
Against white gold and platinum, silver is the accessible member of the white-metal family: a fraction of the price, easily worked and endlessly forgiving to designers. The trade-offs are softness, fine claws in silver do not secure valuable stones for decades, and the maintenance tarnish demands. That is why serious gem-set pieces move up to gold or platinum, while silver excels in bold, sculptural and everyday jewellery, where its low metal cost lets designers work generously with volume and form in ways gold prices rarely permit.
Buying Silver in Sri Lanka
The discipline mirrors gold buying at smaller stakes. Look for the 925 (or 999) mark, remembering that a stamp is a claim rather than a certification and that marking practices vary; hallmarking regimes differ by country. Ask for the fineness and weight in writing on the invoice, and be wary of "silver-toned" or plated items sold without disclosure at silver prices. For the full sterling standard, its marks, history and care, see our dedicated guide to sterling silver.
Frequently asked questions
Why does silver turn black?
Silver reacts with sulphur compounds in the air and on skin to form silver sulphide, a dark surface layer called tarnish. It is not corrosion of the whole metal and polishes away, and storing pieces in closed pouches slows it greatly.
Is silver jewellery a good investment?
Silver has a real metal value that tracks its market price, but jewellery carries making costs recovered poorly at resale, and silver's value per gram is a small fraction of gold's. Most buyers should treat silver jewellery as adornment first; this is general information, not financial advice.
What is the difference between fine silver and sterling silver?
Fine silver is 99.9% pure and quite soft; sterling is 92.5% silver alloyed mainly with copper for strength. Nearly all wearable silver jewellery is sterling, marked 925.
How should I clean tarnished silver?
A dedicated silver polishing cloth handles light tarnish; silver dips work faster but should be kept away from gemstones and oxidised finishes. Abrasive household cleaners scratch the metal and should be avoided.
Related terms
Sources
- CIBJO, The World Jewellery Confederation, Standards for silver fineness and marking
- International Gem Society (IGS), Educational material on silver in jewellery
External references are provided for verification. Listing a source does not imply affiliation or endorsement.
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